Bank of America is formally advising its wealth management clients that allocating up to 4% of their portfolios to Bitcoin and other crypto assets may be appropriate, reflecting a shift in institutional attitudes toward digital assets. The guidance highlights growing recognition of crypto’s role as an alternative asset class within diversified portfolios.
According to the bank’s wealth division, a measured allocation can help balance risk and return, particularly as investor interest in digital assets strengthens and regulatory clarity gradually improves. The recommendation aligns with broader industry trends, where major financial institutions have introduced crypto-related products to meet rising client demand.
The updated stance signals increasing integration of digital assets into mainstream wealth strategies. While the bank continues to emphasize prudent risk management, its guidance reflects a notable step toward normalizing crypto exposure for high-net-worth investors.
